Selfpaycheck

Stop guessing.
Start knowing what you actually owe.

SelfPaycheck gives freelancers, contractors, and sole proprietors in the US the clearest tax calculators on the web. No jargon. No sign-up. Just answers.

Freelancers & Consultants

Working with multiple clients on a 1099

Gig Workers

Uber, DoorDash, Instacart, TaskRabbit

Sole Proprietors

Running your own small business

Partners in a Partnership

Sharing business income with others

15.3%

SE tax rate most freelancers pay

$400

Minimum income to owe SE tax

4x

Quarterly payments per year

50%

Of SE tax is deductible

Our Calculators

Find the right calculator for you

Simple, accurate tools built specifically for self-employed Americans. More calculators are on the way.

Self-Employment Tax Calculator

Calculate your exact Schedule SE liability – Social Security, Medicare, and the 50% deduction – based on your net earnings.

Quarterly Estimated Tax

Calculate Q1-Q4 estimated payments and due dates.

Business Expense Deductions

See which expenses reduce your taxable income.

How it works

Your tax answer in 3 simple steps

No accountant needed. Pick a calculator, enter your numbers, and get a clear breakdown in seconds.

1

Choose a calculator

Browse the directory and pick the one that matches your situation. Each tool is focused on one job so you’re never overwhelmed.

2

Enter your numbers

Input your income, filing status, and relevant details. Everything is labeled in plain English – no tax jargon required.

3

Get a clear breakdown

See exactly what you owe and why. Each result includes a line-by-line explanation so you understand your tax, not just the number.

Why SelfPaycheck

Built for people who work for themselves

Everything we build is designed around the real situations self-employed Americans actually face.

IRS-accurate calculations

Every formula follows the official IRS rules – Schedule SE, the 92.35% adjustment, wage base caps – kept current each tax year.

Your data stays with you

All calculations run entirely in your browser. We never see, store, or transmit anything you enter. Ever.

Plain-English explanations

Every result comes with a clear explanation of the math so you actually understand your tax, not just the final number.

Always up to date

Tax rates, brackets, and wage bases change every year. We update every calculator before tax season so you always get accurate results.

FAQ

Common questions

Quick answers about self-employment tax in the US.

What is self-employment tax?

It’s the combined Social Security (12.4%) and Medicare (2.9%) tax – totaling 15.3% – that you pay when you work for yourself. Employees split this with their employer, but self-employed people pay both halves.

Anyone with $400 or more in net self-employment income in a tax year — freelancers, contractors, gig workers, sole proprietors, and partners in a partnership.

If you expect to owe $1,000 or more in federal taxes for the year, the IRS requires estimated quarterly payments. Our quarterly calculator (coming soon) will show you exactly how much to send each quarter.

Yes — you can deduct half of your SE tax from your gross income when calculating your income tax. Our SE tax calculator shows this deduction automatically.

No — they’re designed to help you understand and estimate your tax obligation, not replace professional advice. For complex situations, we always recommend consulting a CPA or enrolled agent.

Ready to know your number?

Everything we build is designed around the real situations self-employed Americans actually face.